Business Liability Insurance Boston MA

Local resource for business liability insurance in Boston, MA. Find helpful information and listings for local insurance companies that may provide forms of business protection such as employer’s liability insurance, employee benefits liability insurance, and employment-related practices liability insurance.

Safety Insurance Group, LLC
(617) 951-0600
20 Custom House Street
Boston, MA
 
Licata Kelleher Risk & Insurance Advisors, Inc.
(617) 451-2140
137 South Street, Ste. 3
Boston, MA
 
Willis of Massachusetts
(617) 437-6900
Three Copley Place, Ste. 300
Boston, MA
 
AIG/ American International Companies
(617) 457-2700
99 High Street, 31st Flr.
Boston, MA
 
Licata Risk Advisors
617-451-2140 x312
137 South Street
Boston, MA
Services
Risk management consulting, insurance advisory

Thomas E. Sears, Inc.
(617) 426-8300
31 St. James Avenue, Ste. 1050
Boston, MA
 
Chubb Group of Insurance Companies
(617) 439-4440
One Financial Center
Boston, MA
 
Stop Loss Insurance Brokers
(617) 542-1600
20 Park Plaza, Ste. 912
Boston, MA
 
Boston Medical Center HealthNet Plan
(617) 748-6000
2 Copley Place, Ste. 600
Boston, MA
 
MTA Benefits, Inc.
(617) 557-6607
20 Ashburton Place
Boston, MA
 

Business Liability Insurance

Business liability insurance is a general liability policy that protects a company or business owner in the event of a lawsuit or third-party claim. Business liability insurance includes general liability insurance, professional liability insurance and product liability insurance. Insurance brokers can help you determine which type of business insurance you need to be safe.

First though, it may help to understand what this type of policy does for you. Business liability insurance will cover the financial liability of the business in addition to legal defense expenses. This can be particularly important depending on the type of ownership of your business. For example, a sole proprietorship or LLC will want small business insurance because these forms of ownership can put you at personal risk in the event of a lawsuit. Even if your legal structure offers some protection it may not remove you from personal risk of loss.

Consulting with professional small business insurance brokers can help you determine exactly what you need. For example, general liability may already be covered if you have a comprehensive policy. It is important when discussing liability insurance options that you consider professional insurance which will not duplicate any existing small business insurance you already have. This way, you can pay once for solid coverage and not pay twice for the same small business insurance under different policies. For example, there is no sense paying for product liability insurance coverage if you provide a service rather than a product. Insurance brokers can help you sort it out so you have what you need in business liability insurance.