Business Liability Insurance Des Moines IA

Local resource for business liability insurance in Des Moines, IA. Find helpful information and listings for local insurance companies that may provide forms of business protection such as employer’s liability insurance, employee benefits liability insurance, and employment-related practices liability insurance.

Anderson Insurance
(515) 274-4022
5741 University Ave
Des Moines, IA
Davis Insurance Agency Inc
(515) 274-3838
2815 Beaver Av Ste 200
Des Moines, IA
Ncp Investment Banking
(515) 244-8120
100 Market St
Des Moines, IA
Pastorino Insurance Agency - Farmers Insurance
(515) 263-0099
1514 E Grand Ave, Ste B
Des Moines, IA
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Ligouri Insurance
(515) 285-0370
4320 1/2 Sw 9th St
Des Moines, IA
Flesher & Associates
(515) 274-5500
1239 73rd St Ste H
Des Moines, IA
Nalley James D CPA-ABV-CVA
(515) 282-8019
1707 High St
Des Moines, IA
Israel Ken Insurance Agency
(515) 288-4250
3500 2nd Ave Ste 5a
Des Moines, IA
Donaghy Kempton Insurors
(515) 288-8545
4000 6th Av
Des Moines, IA
Kevin Olsen Insurance
(515) 253-0489
6000 Douglas Ave Ste 210
Des Moines, IA

Business Liability Insurance

Business liability insurance is a general liability policy that protects a company or business owner in the event of a lawsuit or third-party claim. Business liability insurance includes general liability insurance, professional liability insurance and product liability insurance. Insurance brokers can help you determine which type of business insurance you need to be safe.

First though, it may help to understand what this type of policy does for you. Business liability insurance will cover the financial liability of the business in addition to legal defense expenses. This can be particularly important depending on the type of ownership of your business. For example, a sole proprietorship or LLC will want small business insurance because these forms of ownership can put you at personal risk in the event of a lawsuit. Even if your legal structure offers some protection it may not remove you from personal risk of loss.

Consulting with professional small business insurance brokers can help you determine exactly what you need. For example, general liability may already be covered if you have a comprehensive policy. It is important when discussing liability insurance options that you consider professional insurance which will not duplicate any existing small business insurance you already have. This way, you can pay once for solid coverage and not pay twice for the same small business insurance under different policies. For example, there is no sense paying for product liability insurance coverage if you provide a service rather than a product. Insurance brokers can help you sort it out so you have what you need in business liability insurance.