Casualty Insurance Washington DC
Casualty Insurance is a broad category of loss coverage that you find in auto insurance, injury insurance, property insurances and disaster insurance. Workers’ compensation insurance is also a form of casualty insurance for businesses. It is a type of injury insurance against any liability the business has for workers that are hurt on the job.
Auto insurance carries casualty insurance that protects the owner’s car, truck, or other vehicle against any loss that results from an accident. Refer to your auto insurance policy regarding casualty insurance to see the deductibles you carry as well as the limits of coverage. Make sure you care injury insurance in case of accident both on your auto insurance and property insurances.
Casualty Insurance and property insurances are important protection that all individuals and business should carry. It will protect them against any liability for damages or injury to other people or property of others. Casualty Insurance can be carried to provide different amounts of coverage for the insured. Your insurance broker will be able to advise you on how much casualty insurance will adequately cover you in case of a claim being filed against you.
Disaster insurance is a coverage every property owner should consider. Although property insurances do cover some disasters, they do not cover all. Standard policies usually have coverage for fire, lightning, windstorms, hail, ice damage and the freezing of pipes. Depending on your location you will want to provide coverage of damage caused by earthquakes, floods, volcanoes, windstorms, and landslides you will want to have disaster insurance.