Employer Health Insurance Washington DC
Title: President, Wealth Management Advisor
Company: KingdomTrust Capital Management, Inc.
Howard University, Bachelor of Arts
Regent School of Divinity, Candidate: M.DIV
Denver College of Financial Planning
Years Experience: 15
High Yield Bank Accounts,IRA, 401k, Roth IRA, QDRO Rollovers,CD Alternative,Alternative Investments,Life Insurance,Investment & Portfolio Management,Long-Term Health Care Planning,Annuity Ideas & Strategy Planning,Planning For Personal Finances & Budgeting,Retirement Income Accumulation Planning,Fee-Only Comprehensive Financial Planning,401k Rollover From Employer,Income for Life/ Preserve Principal,Wealth Management,Health Care Insurance,Retirement Planning,Real Estate Investment Planning,Commi
Falls Church, VA
Company: ABP Insurance Agency, Inc
Washington State University - BA
Portland State University - MBA
Years Experience: 20
Life Insurance,Health Care Insurance,Long-Term Health Care Planning,Disability Insurance,Annuities
Employer Health Insurance
Employer health insurance is medical insurance and a common aspect of employee benefits. This type of employer insurance typically provides individual and family health coverage plans. Depending on where you work, your employer insurance may be paid completely or you may have copays and premiums associated with your health insurance. Either way, having some medical insurance is better than no medical insurance which is a state of affairs many living in the United States are facing these days.
Employer insurance is a great way to provide your family with health insurance. Although you may have premiums and copays, your employee benefits plan is likely less expensive than any medical insurance coverage you would be able to obtain as an individual policy holder. This is because employers have multiple employees which allows for discounts and breaks in the actual premium cost. If you look into individual family health coverage plans you will see that they tend to work the opposite of employee benefits. Instead of being rewarded with a discount for multiple employees, as an individual policy holder you end up paying more for each family member you add to your health insurance policy.
In general employer insurance whether medical insurance, or another type, is something offered at the discretion of the employer. Usually health insurance is offered for a period of one year and has an annual renewal. Be certain you fill out the correct paperwork on time to be able to continue your individual or family health coverage plans as one of your employee benefits.