Employer Life Insurance Birmingham AL
Mainstream Financial Group
Years of Experience: 30
IARFC, MDRT, NICEP
Invoice, Estate Planning, Business Planning, Pension Planning, Retirement Planning, Medicaid Planning, Seminars Work, Employee Benefits, Mortgage Loans, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Medical Insurance, Group Insurance, Education Plan, Healthcare Accounts, Asset Protection, Compensation Plans
Title: Managing Partner & Senior Investment Advisor
Company: The Mutual Fund Store
Registered Investor: Yes
Texas Wesleyan University
Years Experience: 20
Fee Only Portfolio Management,401k Rollover From Employer,CD Alternative,Investment & Portfolio Management,Retirement Income Accumulation Planning,Wealth Engineering,Income for Life/ Preserve Principal,Retirement Planning,Retirement Income Distribution Planning,Portfolio Engineering,IRA, 401k, Roth IRA, QDRO Rollovers,Wealth Management,Investment Consulting & Allocation Design,Asset Protection Strategies & Planning
Financial Solutions Group, LLC
Years of Experience: 21
Invoice, Estate Planning, Business Planning, Portfolio Management, Pension Planning, Executive Compensation Planning, personal Coach, Retirement Planning, Seminars Work, Employee Benefits, Mutual Funds, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Business Coach, Charitable Planning, Charitable Foundations, Asset Protection, BuySell, Compensation Plans
Company: First Financial Group
Investment Advisor Rep: Yes
University of Alabama Birmingham (UAB)/MBA
Years Experience: 27
Business Income Tax Planning,Fee-Only Comprehensive Financial Planning,Portfolio Engineering,401k Rollover From Employer,CD Alternative,Disability Insurance,Retirement Planning,Real Estate Investment Planning,Commission-Only Financial Planning (Full Disclosure),Insurance & Risk Management Planning,Retirement Income Distribution Planning,Education Funding & Financial Aid Planning,Hourly Financial Planning Engagements,Captive Insurance,Pension for Highly Compensated Owners,Income for Life/ Preserv
Title: Investment Advisor Representative
Company: NEXT Financial Group, Inc.
Investment Advisor Rep: Yes
Mississippi State University, B. S.
Years Experience: 24
Income for Life/ Preserve Principal,Alternative Investments,Life Insurance,Investment & Portfolio Management,Long-Term Health Care Planning,Business Succession & Liquidation Planning,Estate Tax Planning,Asset Protection Strategies & Planning,Hourly Financial Planning Engagements,Pension for Highly Compensated Owners,Stock Market Alternative,Wealth Management,Disability Insurance,Retirement Planning,Real Estate Investment Planning,Annuity Ideas & Strategy Planning,Planning For Personal Finances &
Affordable Life Insurance
Employer Life Insurance
Employer life insurance is a life insurance policy provided by your employer as part of the employee benefits package. Employer Life Insurance is one insurance policy you hope to never collect but good to have if ever a tragedy strikes. Your employer insurance may be medical life insurance which just means a medical examination is required for acceptance for the insurance policy.
Investigate your employer insurance and decide if you have the need for an additional insurance policy. Your Employer Life Insurance may not be adequate life insurance for all your needs but it is usually designed to at least cover funeral expenses and some loss of wages to help the family. As part of the employee benefits the life insurance is usually free insurance so why not sign up for the insurance policy.
Just remember it is an insurance policy that will end when your job is terminated for any reason. If the employer insurance is an insurance policy that you must pay any part of the premium, it may be in your best interest to review a life insurance policy from an outside agent. You could then purchase an insurance policy that would remain in effect even if you were not working with your current company.
When you employee benefits offers medical life insurance you will be requested to have a medical examination prior to receiving the life insurance. The results of the examination may require a rider on your life insurance policy that excepts out death due to certain medical causes.